Singapore’s ageing population has been a cause for national alarm for a while. Yet the question of what we need to do for our elderly – our grandparents, parents and older relatives – gets no easier. Should we leave old folks at home in the care of a maid? Place them in an old folks home or elderly care facility (and face the judgment of our peers)? What else can we do in order to better care for older people and meet their changing needs?
Precisely how bad is the ageing population in Singapore? Singapore’s population is ageing fast. By 2030, 1 in 4 people here will be past retirement age. That’ll ensure it is nearly a million people, which is almost the double the current elderly population. Concurrently, life span is expected to improve. Never to be crude regarding it, but this implies the larger population of seniors is going to be around for a longer time than in the past. So it’s important over a national level to think about how to look after them.
This coming year, the federal government announced JB nursing home, a compulsory national long term care insurance, which will replace ElderShield in 2020. It’s intended to provide for people who have severe disabilities and covers their basic needs for the remainder of their life. But that’s the financial part. But what about the care itself? Your elderly care options depends on how much medical support is required.
Daycare for the elderly – for healthy seniors. For elderly people that are mobile and healthy, but simply bored of watching the same old dramas on Channel 8, there are daycare centres to allow them to communicate with their peers and take part in activities that keep these occupied and alert. Cost: There’s a big range as it depends on the form of activity. Many organised by SACs by AIC are free, while enrolling in a privately run activity centre may cost from $250 to $1,200/month.
Healthcare centres – for seniors who need a little medical treatment. Many seniors have some type of health issue or other. If they do not require constant attention but merely some kind of rehabilitation, they are places where sick or disabled seniors can spend your day or several hours for medical treatment. The government has subsidies for centre-based healthcare for that elderly. Included in this category are: day rehabilitation centres, dementia daycare centres, psychiatric daycare centres and rehabilitation homes. Cost: You might be charged per session of therapy or rehabilitation. Fees range from $6 to $160 per session before subsidies.
Hiring domestic help – for healthy seniors who need company. If your elderly cherished one is fairly healthy and values his personal space, a domestic helper is a great option. Some helpers are either medically trained or have experience looking after seniors.
It is possible to tap on several government assistance schemes to pay for the FDW you hire for such purposes: FDW Grant and FDW Levy Concession. These basically cap your monthly costs with a manageable amount.
There’s another Caregivers Training Grant of $200 per year, which you can use to deliver your helper for courses to exercise her to improve good care of the elderly. The trainer may even come to your property to conduct classes. For further independent seniors who don’t require round-the-clock care or supervision, consider employing a part-time caregiver instead. Cost: A live-in helper generally costs $600 to $850/month before subsidies and grants. A part time caregiver costs $20 to $25/hour.
Live-in nurse – for seniors who need constant health care. In case your elderly relative needs a greater amount of care, you might want to think about a nurse, aide or trained caregiver instead of (or in addition to) a regular helper. Nurses and nurse aides have medical training, while trained caregivers watch over their charges 24/7, helping them with personal care, meals and medication. That’s unlike domestic helpers, whose core duties are definitely more on household tasks.
There are also a few government schemes to assist pay for this, including subsidies for home-based care. For disabled seniors, there’s Eldershield and also the Pioneer Disability Assistance Scheme. You can also get subsidies to buy assistive devices, home healthcare items or for transport to take older people to day services at MOH-funded facilities with the Senior Mobility and Enabling Fund. Cost: $600 to $1,000/month before subsidies
Nursing homes a.k.a. old folks’ homes – for constant medical care. Finally, nursing homes or old folks’ home are typically a last recourse for Singaporeans. Sending your in accordance with a property will not be a fairly easy or pleasant decision since most don’t want to live out their last days like that. It’s also more costly than a live-in helper. Often, those who go for this do not have choice because the elderly who are ill or disabled and require 24/7 care that the family cannot provide.
There are several 70 nursing homes in Singapore. Some are actually nothing but a bed and medical care, and possess given old folks homes the negative rep it has. But there are homes who have a much more holistic care strategy, with activities iupstd stimulate the mind and body, including NTUC Health Nursing Home, ECON Elderly Care Facility and Orange Valley. Normally they cost $1,200 to $3,500/month.
On the top quality in the spectrum, there’s St. Bernadette Lifestyle Village where residents live independently and get to expensive nursing homes in singapore , activities and games, while having quick access to medical care through the 24-hour medical concierge. It costs an awesome $3,650/month. At MOH-run public nursing facilities and Medifund accredited private homes, you are able to cancel out the costs with government subsidies for residential services.